Side-by-Side Comparison
Compare Loan Products
All key parameters in one place — find the right loan for your exact situation
🏢 Business Loan POPULAR | 🏠 Home Loan | 💼 Personal Loan | 🏗️ Loan Against Property | 💳 Credit Card | |
|---|---|---|---|---|---|
| Interest Rate (p.a.) | 14% – 24% | 8.5% – 10.5% | 10.5% – 24% | 9% – 13% | 3.75%/mo |
| Loan Amount | ₹1 L – ₹5 Cr | ₹10 L – ₹20 Cr | ₹50 K – ₹25 L | ₹10 L – ₹10 Cr+ | ₹20 K – ₹10 L |
| Max Tenure | 5 yrs | 30 yrs | 5 yrs | 15 yrs | Revolving |
| Collateral | None | Property mortgaged | None | Residential/commercial property | None |
| Approval Time | 72 hrs | 7–14 days | 24–48 hrs | 7–15 days | 3–7 days |
| Processing Fee | Up to 3% | 0.25–1% | Up to 3% | Up to 1.5% | Nil – ₹5,000/yr |
| Best For | Working capital, growth, machinery | Home purchase, construction, balance transfer | Medical, travel, wedding, emergency | Large business needs, debt consolidation | Daily spends, travel, rewards, cashback |
| Eligibility | Business ≥ 2 yrs, turnover ≥ ₹15 L | Salaried / self-employed, age 21–70 | Salary ≥ ₹15 K, CIBIL ≥ 680 | Clear title property, stable income | Salary ≥ ₹20 K, CIBIL ≥ 700 |
| Learn More → | Learn More → | Learn More → | Learn More → | Learn More → |
🏢
Business Loan
POPULAR14–24%
interest p.a.
Amount
₹1 L – ₹5 Cr
Tenure
5 yrs
Collateral
None
Approval
72 hrs
Processing Fee
Up to 3%
Best For
Working capital, growth, machinery
🏠
Home Loan
8.5–10.5%
interest p.a.
Amount
₹10 L – ₹20 Cr
Tenure
30 yrs
Collateral
Property mortgaged
Approval
7–14 days
Processing Fee
0.25–1%
Best For
Home purchase, construction, balance transfer
💼
Personal Loan
10.5–24%
interest p.a.
Amount
₹50 K – ₹25 L
Tenure
5 yrs
Collateral
None
Approval
24–48 hrs
Processing Fee
Up to 3%
Best For
Medical, travel, wedding, emergency
🏗️
Loan Against Property
9–13%
interest p.a.
Amount
₹10 L – ₹10 Cr+
Tenure
15 yrs
Collateral
Residential/commercial property
Approval
7–15 days
Processing Fee
Up to 1.5%
Best For
Large business needs, debt consolidation
💳
Credit Card
3.75%/mo
interest p.a.
Amount
₹20 K – ₹10 L
Tenure
Revolving
Collateral
None
Approval
3–7 days
Processing Fee
Nil – ₹5,000/yr
Best For
Daily spends, travel, rewards, cashback
*Rates are indicative ranges as of 2025. Actual rate depends on credit profile, lender, and prevailing market conditions.
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Our eligibility checker factors in your income, credit score, and existing EMIs — and recommends the best product for you.