Loan Against Property
Unlock Your Property's Hidden Value
Leverage your residential or commercial property to get large funds at low rates — for business expansion, debt consolidation, or any major investment.
9.00% p.a.
Rate From
₹5 Crore
Up To
Up to 15 Years
Tenure
7–10 Days
Approval
*Rates are indicative and subject to lender's discretion and applicant profile.
What We Offer
Types of Loan Against Property
1
Residential Property
Mortgage your self-occupied or rented house/flat to unlock its market value.
2
Commercial Property
Leverage office, shop, warehouse, or factory as collateral for larger funds.
3
Lower Rates Than Business Loans
Secured nature means rates 3–5% lower than unsecured business loans.
4
Longest Tenure
Up to 15 years — significantly lower EMI compared to short-term loans.
Requirements
Eligibility & Documents
Eligibility Criteria
- Age 25–65 years (loan to close before 70)
- Salaried or self-employed with regular income proof
- Clear property title with no existing dispute
- LTV (Loan-to-Value) up to 70% of market value
- CIBIL score 680+ recommended
- Minimum 3 years of business/employment continuity
Documents Required
- KYC — Aadhaar, PAN of all applicants
- Property documents — title deed, sale deed, khata/patta
- Latest property tax receipts
- 2 years ITR with CA-certified financials
- 12 months bank statements
- Building plan approval / occupancy certificate
Not sure if you qualify? WhatsApp us — our manager will give you a free eligibility assessment in minutes.
Apply for Loan Against Property
Free consultation — our expert calls back within 4 hours
Got Questions?
Loan Against Property FAQs
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